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Home » Belize Travel Blog » Currency in Belize: How U.S. Dollars and Belize Dollars Work Together

Currency in Belize: How U.S. Dollars and Belize Dollars Work Together

Home » Belize Travel Blog » Currency in Belize: How U.S. Dollars and Belize Dollars Work Together

November 25, 2025
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When planning a trip to Belize, one of the most common questions travelers ask is about the local currency and how it works. Belize has a unique system that makes it incredibly easy for visitors to handle transactions, thanks to the harmonious relationship between the Belize Dollar (BZD) and the U.S. Dollar (USD). Understanding this system not only simplifies your trip but also ensures that you can enjoy your Belize adventure without financial confusion.

Understanding the Belize Dollar

spending U.S. dollars in Belize

The Belize Dollar is the official currency of Belize and is symbolized as "BZD" or simply "$" when used locally. It has been pegged to the U.S. Dollar at a fixed exchange rate of 2:1 since 1978. This means that 1 USD is always equivalent to 2 BZD, making it one of the most stable exchange systems in the region. This fixed rate eliminates any guesswork when converting prices, offering peace of mind to travelers unfamiliar with currency fluctuations.

Belizeans commonly accept both currencies, and prices are often listed in BZD. Whether you’re shopping at local markets, dining in restaurants, or paying for tours, you can use U.S. Dollars interchangeably with Belize Dollars. However, change is usually given in Belize Dollars, so it’s helpful to carry smaller denominations to avoid confusion.

Tips for Using U.S. Dollars in Belize

exchange rates in Belize

Traveling to Belize with U.S. Dollars is not only convenient but often preferred by visitors who don’t want to deal with currency exchanges. Here are some practical tips to keep in mind:

  1. Carry Small Bills: While U.S. Dollars are widely accepted, having smaller denominations like $1, $5, and $10 bills makes transactions smoother. Large bills such as $50 and $100 may not always be accepted or could lead to delays in receiving change.
  2. Avoid Damaged Bills: Belizean businesses are particular about the condition of U.S. currency. Bills with tears, markings, or other damage may not be accepted, so ensure your cash is in good condition.
  3. Understand Local Pricing: Prices in Belize are typically listed in Belize Dollars, so it’s important to confirm whether a quoted price is in BZD or USD to avoid overpaying. A simple “Is that in Belize or U.S.?” will clarify any confusion.
  4. Credit Cards and ATMs: Credit cards are widely accepted in larger establishments like hotels and restaurants, but smaller businesses and local vendors often operate on a cash-only basis. ATMs are available in towns and cities, dispensing Belize Dollars, making it easy to withdraw local currency if needed.

Why Belize’s Currency System is Traveler-Friendly

currency exchange in Belize

The dual-currency system in Belize is one of the most traveler-friendly setups you’ll find. The 2:1 exchange rate allows for easy mental calculations, ensuring you always know how much you’re spending. This system also eliminates the need for currency exchange services upon arrival, saving time and potential fees. For visitors from the United States, this makes Belize an incredibly convenient destination.

Additionally, the acceptance of U.S. Dollars extends across the tourism sector. From booking tours of ancient Maya ruins like Xunantunich to purchasing souvenirs at the bustling San Ignacio market, you’ll find that navigating Belize’s economy is as straightforward as its exchange rate.

Stay at Cahal Pech Village Resort: Your Home in Belize

Belize money tips

When visiting Belize, you’ll want to stay in a place that understands the needs of travelers and offers a seamless experience. At Cahal Pech Village Resort, we not only provide comfortable accommodations and stunning views of San Ignacio but also ensure that your stay is worry-free when it comes to currency matters. Our staff is happy to assist with any questions about using U.S. Dollars and Belize Dollars during your stay.

Located near top attractions like Cahal Pech Maya Ruins and the ATM Cave, our resort is the perfect base for exploring the country. Whether you’re paying for guided tours, dining at our onsite restaurant, or simply enjoying a relaxing day at the pool, we make sure every aspect of your trip is smooth and enjoyable.

Book your Belize getaway today at Cahal Pech Village Resort and experience the ease of traveling in a country where two currencies work together to create a hassle-free vacation.

Questions about traveling to Belize? Send us an email or call 239- 494- 3281. We will love to help you plan your Belize vacation.

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